Pocong ‘tumpang’ Grand Livina! Pemilik kereta tak tahu menahu, tukang rakam minta maaf, pelaku tak dapat dikesan - “Semoga kamu diberikan hidayah”
“KEPADA individu atau pihak yang tidak bertanggungjawab yang telah melakukan tindakan kurang wajar dengan meletakkan bungkusan menyerupai pocong semoga kamu diberikan hidayah untuk lebih beramal.”
Itulah pesanan seorang pelayar Facebook, Mohamad Hasnaim terhadap pihak yang meletakkan bungkusan menyerupai hantu pocong pada sebuah kereta, baru-baru ini sehingga mencetuskan kekecohan dalam kalangan netizen.
Pesanan dibuat oleh Mohamad Hasnaim yang sebelum ini bertindak merakam satu video dan gambar sebuah kereta di hadapannya yang diikat bungkusan menyerupai pocong dan berkongsinya di media sosial.
Dalam postingnya di Facebook, Mohamad Hasnaim berkata, ketika kejadian dia baru sahaja pulang dari Kulim Mall, di Kulim, Kedah kira-kira jam 1.00 pagi pada Selasa lalu.
Menulis di posting itu, Mohamad Hasnaim meminta semua pengguna jalan raya di kawasan Kulim agar berhati-hati dengan kejadian ini, dibimbangi ia adalah taktik kumpulan perompak.
“Kalau betul nak bergurau, bukan ini caranya. Ini kamu nak aniaya orang. Kalau ada ternampak kereta ini, perhati tengok siapa,” tulisnya.
Posting Mohamad Hasnaim sebelum ini yang tular di media sosial.
Posting berkenaan mendapat reaksi pelbagai daripada netizen sehingga mencetuskan kekecohan di media sosial.
Bagaimanapun, dalam satu posting terbaharunya, Mohamad Hasnaim menjelaskan bahawa perkara berkenaan hanyalah salah faham dan sudah diselesaikan.
“Saya telah pergi ke Ibu Pejabat Polis Daerah Kulim untuk memberikan keterangan sekali gus telah berjumpa dengan pemilik kereta Grand Livina tersebut dan pemilik kereta telah menjelaskan bahawa tidak tahu sama sekali berkenaan bungkusan yang berada di atas kereta miliknya.
“Saya percaya bahawa ada individu atau pihak yang tidak bertanggungjawab dengan sengaja meletakkan bungkusan menyerupai pocong di atas kereta tersebut.
“Tindakan yang kurang matang sebegini telah menimbulkan kegusaran dan kerisauan kepada pengguna jalan raya yang lain dan pihak polis daerah Kulim juga telah mengambil maklum berkenaan kejadian ini,” katanya.
Mohamad Hasnaim juga berkata dia sudah meminta maaf secara terbuka kepada pemilik kereta kerana menularkan gambar keretanya.
“Tujuan sebenar hanyalah untuk memperingatkan kepada pengguna jalan raya khususnya di kawasan Kulim untuk berwaspada supaya perkara seperti ini tidak berlaku kepada pengguna-pengguna jalan raya yang lain.
“Tidak lupa juga kepada individu atau pihak yang tidak bertanggungjawab yang telah melakukan tindakan kurang wajar dengan meletakkan bungkusan menyerupai pocong, semoga kamu diberikan hidayah untuk lebih beramal,” katanya sambil meminta agar netizen menghentikan penularan video berkenaan.
Before setting up a business, there are two questions that you must ponder: Are you willing to finance your own business from your personal assets? or Is applying for a business credit a more practical approach? If you choose the latter, it is important to review your credit history.
Having a bad credit must not hinder you from setting up your own business though it cannot be avoided for the credit history to be reviewed whenever applying for a loan. This review would play a role in determining whether your application for a business loan would be accepted or rejected.
A good credit history can help you qualify to a loan with great rates, terms and conditions. On the other hand, if you have a bad credit history, you do not have any choice but to settle for a bad credit loan. A bad credit loan is designed to help people who have bad credit history. Unfortunately, not every lender offers these kinds of loans. Do not take that as an obstacle that you cannot overcome but it must motivate you to look for lenders who are willing to offer bad credit loans.
Terms for a Bad Credit Loan
It is natural for the lender to charge a higher rate of interest for people with bad credit history, since these people are considered to be a risk factor in lending a loan. You must be prepared for the higher cost of closing costs, processing fees and others as compared to a normal loan. However, you will be assured that your application will be accepted even if you have a bad credit score; this is a definite advantage despite the high rate of interest.If you review and compare the loans, almost all of them are similar to substandard ones but you must understand the reality that because of your bad credit score, these loans are the only chance you have. There is no other lender who would accept your application.
Improving the Chances
You have the option of applying for a secured loan to help improve the chances of the application to be accepted. In a secured loan, the borrower is required to pledge a type of security when he or she applies for a loan. By doing so, the lenders would not be at risk. In the event that the borrower defaults on the payments, the lender can easily retrieve the amount. There are several lenders who are more open to the subject of a secured loan and it might not pose a difficulty for you to convince a lender in spite of your bad credit rating.You can also hugely improve the chances of your application to be accepted by building credit worthiness before applying for a loan. You can do this by never defaulting on payments, keeping your banking transactions and others free of errors. If have done all of this, then you can apply for a loan. This only shows that despite your bad credit history, the recent pattern in your transactions is developing healthy payment habits. Credit worthiness is the most important determining factor regarding the issue of the chances of your loan getting approved.